Get an instant, no-obligation estimate of the tax-free cash you could unlock from your home. It takes less than a minute.
Step 1 of 2
Just two quick details to estimate what you could release.
For couples, equity release is based on the age of the younger partner.
An approximate figure is fine — you can check yours on Zoopla or Rightmove.
Any existing mortgage is repaid from the money you release. Leave as 0 if none.
Step 2 of 2
To reveal your indicative estimate, please enter your contact details. There is no obligation, your details are never shared with third parties, and Roshan may get in touch to discuss your options.
Your estimated tax-free release
↓ Unlock your figure below
Your Estimate
tax-free cash you could potentially release
This is an indicative estimate based on age and property value alone. The amount actually available depends on your circumstances, your property, your health and the lender's criteria, and can only be confirmed with a personalised illustration. Roshan will be in touch to talk it through — or call now.
Call Roshan: 07543 169733Important: This calculator provides an indicative estimate only, based on typical lender loan-to-value ranges by age. It is not a quotation, an offer, or financial advice, and the actual amount you could release will depend on your individual circumstances, your property, your health, and the lender chosen. Equity release is a lifetime mortgage or home reversion plan — it will reduce the value of your estate and may affect your entitlement to means-tested benefits. Always seek personalised, regulated advice before proceeding.
How much you can release depends primarily on the age of the youngest homeowner and the value and suitability of the property. In some cases, health and lifestyle factors may also affect the amount available. Lenders use different criteria, so the percentage available can vary significantly.
This calculator is indicative only. It applies a typical, simplified age-based percentage to your property value to give you a starting point — it does not check any lender's actual criteria. A personalised illustration from a lender, arranged through a qualified adviser, is required to establish the amount actually available to you.
If you still have a mortgage, it must be repaid from the money you release, so our calculator deducts this to show the cash that could actually be available to you.
This calculator gives a useful starting point, but it's deliberately simple. Your actual entitlement is shaped by factors a calculator can't capture — your property type and construction, its exact location, your health and lifestyle, and crucially, which lender offers the most suitable terms for your situation. As a whole-of-market adviser, finding that best-fit lender is exactly where I add value.
The figure here is the beginning of a conversation, not the end of one. When you're ready, I'll arrange a personalised illustration with no obligation whatsoever.
Not sure whether equity release or a Retirement Interest Only mortgage is right for you? A RIO mortgage involves paying the interest each month so the balance does not grow, and may suit homeowners with a reliable retirement income. Compare the two options to see which may fit your circumstances.
This website is operated by Equity Release Hub Limited for lead generation purposes only. It does not constitute financial advice. Any enquiry submitted will be responded to by Roshan Percy, a qualified later life lending adviser. Roshan Percy personal FCA reference: RPW01085.
The calculator on this page provides an indicative estimate only and is not a quotation or advice. Equity release is a lifetime mortgage or home reversion plan. To understand the features and risks, please ask for a personalised illustration. Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.
Equity Release Hub Limited. Registered in England & Wales. Registered office: 12 Batley Road, Enfield, Middlesex, EN2 0JG.